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In a retail store or restaurant, mobile payment solutions are enabled by NFC technology or ‘near field communication’. These popular mobile wallet apps allow you to securely store your credit or debit card information with thumbprint authorization or passcode protection, in order to ensure that only you have access to your personal information. However, some users can have both on their phone, such as Samsung phone users who can use both Samsung Pay and Google Pay.
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Your mobile wallet typically depends on the type of phone you have, for example: iPhone users have Apple Pay, Android users have Google Pay, Samsung users have Samsung Pay, etc. Mobile/contactless payments are regulated digital payments that you make with your mobile wallet on your cellular phone. They are also very secure because they leverage a technology called tokenization that helps generate random numbers replaces your bank details on your phone every time you make a purchase, which makes it difficult for fraudsters to clone or hack your credit card information. This is because mobile payment solutions are very fast and convenient, especially when you don’t want to deal with a long line at the checkout area or you forgot to bring your wallet with you while shopping. Nowadays, more and more people are paying with their mobile phones rather than with cash or card. Mobile Overview Secure Mobile Payment Solutions